Debt-to-Income Ratio Calculator
Worked example result
| Back-end ratio (all debts) | 30.00% |
| Front-end ratio (housing only) | 24.00% |
| Total monthly debt | $1,500.00 |
On $5,000 gross monthly income with $1,500 of debts, the back-end DTI is 30% — comfortably inside most lender limits.
Back-end DTI = Total monthly debt ÷ Gross monthly income × 100 · Powered by CalcHub — Debt-to-Income Ratio Calculator